Electronic Payments Core of Knowledge

Payments Association

Industry-leading Education Expert Advice Access to Payments Professionals

Join Today Explore Benefits

Membership Benefits

Education, Advice & Member Representation

EPCOR offers financial institutions and affiliated organizations a wide array of services to assist you in maintaining compliance, mitigating risk and fraud and improving operational processes.

More Benefits Join Today

Get Support

Members can access self-service resources in the EPCOR Knowledge Community or get reliable support via phone, email or chat.

Be Heard

We are your voice at a national level, influencing new payment applications, policies and risk management practices.

Stay Informed

We continually publish information to keep you informed of the latest payment systems initiatives, rules and regulations

Network

There are plenty of ways to connect with other EPCOR members and make your payments journey more enjoyable.

Make Plans Now!

APRP Recognition Day is September 16!

We’re excited to celebrate the 219 member and staff APRPs and all APRPs nationwide! Thank you for your hard work and dedication to payments.

Become an APRP

Industry Experts – Innovative Solutions – Networking

Rock Out with Experts from Nacha, The Federal Reserve and More!

This isn’t just any conference, it’s Paymentspalooza – the ultimate fusion of payments professionals, industry experts and innovative solution providers!
October 6-8 • Overland Park, KS
November 18-19 • Virtual

Get Your Ticket!

Featured Events & Offerings

Are ACH Exceptions Exposing Your Organization to Unnecessary Risk?

3 Webinars, 5 On-Demand Courses & 2 Publications for $495

Whether you're new to ACH processing or looking to deepen your understanding, our ACH Exceptions Bundle will empower you to act decisively and confidently.

Blast Off

Train, Prep and Put Your AFPP Game Face On

Our season opener is October 1st. Get your head in the game!

Our interactive program is packed with on-demand training, live webinars, assessment drills and resource materials that sharpen your skills across all faster payment types: RTP^®, FedNow^®, Same Day ACH and Push-to-Card.

Go Pro

Shift Your Payments into High Gear

Go Full Throttle with the Instant Payments Enablement Service

Accelerate your instant payments journey with help from EPCOR and DeNovo Treasury. Our expert-driven framework will keep your payments in the fast lane with a framework built to steer you toward a seamless, modernized future.

Learn More

Hoot-E Says… “Crisp or Cozy?”

The air is getting cooler, and fall is on the way! Tell us your favorite way to welcome the season by voting in our poll on Facebook, LinkedIn, Instagram or X to be entered to win one of two Fall Gift Baskets from Cheryl’s Cookies!

Cast Your Vote!

Monthly Featured Publication

Pick up copies of this month's featured publication, ACH Audit & Risk Assessment Workbook Bundle.

Purchase Now

In the News

Deep Dive: Financial Institution Adoption of Instant Payments

🎥 In our latest Deep Dive video, President & CEO Brandie Thacker, AAP, CAE, covers why instant payments are no longer the future — they’re here now driving account holder satisfaction, competitive advantage and financial institution success in today’s on-demand economy.

Why it matters: implementing instant payments lets financial institutions provide faster, more convenient services, keep up with account holders' expectations, compete with Fintechs and offer high-impact solutions.

Learn More

Help Your Originators Stop Fraud Before It Hits Payroll Friday

Insufficient ACH controls don’t just put your Originators at risk; they can leave your financial institution exposed to fraud, liability and sleepless Friday mornings.

Why it matters: weak ACH controls and unchecked exposure limits can lead to significant financial losses, regulatory liability and reputational damage.

Learn More

Five Imperatives for Payments Strategy in 2026 and Beyond

The future of payments isn’t just evolving — it’s being rewritten in real time, and financial institutions that don’t adapt risk being left on the sidelines.

Why it matters: adopting these five imperatives can help EPCOR implement instant payments, strengthen fraud prevention, modernize systems, enhance client experiences and stay competitive in an ever-evolving landscape.

Learn More