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Certification Benefits

Why Become an NCP

The National Check Professional (NCP) accreditation highlights your dedication to payments excellence and expertise in check payments. It enhances your professional credibility and demonstrates a deep understanding of the current check payments landscape.

Demonstrate Your Commitment

The NCP certification positions you as a leader in your field and strengthens your professional credibility.

Position Yourself as an Expert

NCPs are known for their working knowledge of every significant aspect of the check payments system from rules and laws to risk mitigation considerations and beyond.

Enhance Your Career Opportunities

NCPs offer a critical knowledge base as check payments continue to provide lasting value for tens of billions of payments each year.
The Process

Interactive NCP Prep Program

Our curriculum will help you better prepare for the NCP Exam with webinars, on-demand training, assessment tests and resource materials.

Watch this short video to learn more about the NCP accreditation process and our NCP Prep Program.

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Learn More About ECCHO's NCPC Exam

NCPs must pass the National Check Payments Certification (NCPC) Exam administered annually by the Electronic Check Clearing House Organization (ECCHO). The exam is offered annually during a three-week test window in the April-May timeframe. Administered electronically at various test locations across the country, the exam consists of 120 multiple-choice questions.

Learn more at eccho.org

Free Resources & Tools

NCP Prep Program Info Sheet

FREE

This info sheet lists everything that's included in the prep program.

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NCP Prep Program Justification Letter

FREE

Need management approval before preparing for the exam? Download our letter as a Word document you can modify.

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How to Maintain Your NCP Certification

FREE

Our free guide covers the continuing education requirements and reporting guidelines for NCPs as well as the ability to track your credits.

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EPCOR’s NCP Prep Program gave me confidence and helped me succeed in becoming an NCP.

Kaylyn Carter, NCP
FirstBank
Maintain Your NCP

National Check Professional (NCP) Continuing Education Package

NCPs must earn 50 approved continuing education credits, with no more than 30 credits earned in any one year, by the end of the five-year certification. You must also attend any three mandatory, annual ECCHO workshops within the same five-year period. It is the responsibility of the participant to submit credits to ECCHO each year as appropriate.

This hassle-free package makes NCP continuing education easy, offering up to 11.8 National Check Professional (NCP) continuing education credits! It also includes a certificate of completion and ECCHO continuing education reporting information to simplify the filing process.

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Package Includes

2 credits

This course lays out the legal framework of the check processing network by covering Articles 3 and 4 of the Uniform Commercial Code (UCC), which is state law. Article 3 covers negotiable instruments and responsibilities of the parties to the instrument. Article 4 covers check collection, payment, liabilities, time frames and responsibilities. Scenarios will be provided to illustrate key provisions.

1.6 credits

This course focuses on Subparts A, B and D of Regulation CC and lays the regulatory foundation, as well as how the regulation works as part of the Code of Federal Regulations (CFR). You will also learn the background surrounding Reg CC amendments, definitions, general provisions and the X9 standards that are now referenced within the regulation.

1.6 credits

This course focuses on Subpart C or Regulation CC  including definitions and warranties related to electronic checks and the Remote Deposit Capture (RDC) and Electronic Commerce Indicator (ECI) Indemnities added to the regulation.  Electronic checks, electronic returned checks,  and impact to the image exchange process will also be covered.  Brief scenarios are included to explain key warranties and how breach of warranty situations may occur.

2.2 credits

What happens when an item cannot be immediately processed and needs special handling?  This session will focus on exception situations and how to handle common “what do I do when…” scenarios. Learn how to identify conditions  that warrant handling an item as a return versus an adjustment and related timing. Common errors and how to handle them through the Federal Reserve and ECCHO Rules, as well as a review of U.S. Treasury reclamations handling will also be covered.

2 credits

This course provides an overview of the Federal Financial Institution Examination Council (FFIEC) guidance for financial institution examiners, including specific guidance on risk management. An overview of payments fraud, reviewing types of fraud, ways to mitigate fraud and risk and the four main areas of focus for Business Continuity Management will also be covered.

1.2 credits

Are cashier’s checks considered guaranteed funds? You bet! This is why you should never return a cashier’s check as a stop payment. So, what do you do if there is an issue? Join us to examine what the Uniform Commercial Code says about cashier’s checks, who is liable if the item is lost, stolen or destroyed and when a financial institution should replace one. What your account holders should know before purchasing a cashier’s check will also be covered.

1.2 credits

In today’s image environment, fraudsters are able to produce authentic-looking checks, making it difficult for financial institutions to spot signs of tampering. So how do you tell the difference between an altered check and a counterfeit check in today’s image environment? Learn how to distinguish between these two common types of check fraud and what you need to know when handling fraudulent checks.